Need Money Now?

Apply for a $250-$1500 payday loan now and receive your money in less than 24 hours!

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Why us

simple Simple
Express Service Express Service
No impact on your Credit Score No impact on your Credit Score
High Acceptance Rate High Acceptance Rate
Secure & Confidential Secure & Confidential

Main Benefits

Our loan application process is simple, fast, and secure, and everything takes place online! How much easier can it get?! Here are the main benefits of applying for a short-term loan with us:

main benefits

Everything has been made as straightforward as possible on our easy-to-use online platform. Just upload some documents, fill in some personal information, and wait for the money to be transferred into your preferred account once you’ve been approved. No pesky paperwork. No long, confusing application forms. Just a few clicks, and you’re good to go!


Every loan application request we receive stays 100% confidential. We use a secure banking transfer system called IBV (Instant Banking Verification), which allows us to authenticate the user’s bank account in order to prevent fraud, and thus enables us to send money without risk as an electronic transfer. Don’t worry about untrustworthy senders and transfers, or about your confidential information being shared with unknown parties. With us, loan applications and loan transfers are simple and safe!


Once you apply and have been approved for your loan, you’ll get your money within 24 hours! We understand that time is of the essence when money is tight. That’s why we’ve worked hard to set up a system that gets money transferred into your account ASAP. On top of that, we don’t check your credit before approving you for your loan! No waiting until your next payday when you need cash fast!

How it Works?

Our streamlined loan application process makes your life simple.

Just hop online, enter and upload your information, and watch money appear in your bank account in no time. It really is that simple!

Learn more
apply online STEP 1 Apply online by uploading the required documents.
validate employment STEP 2 Validate your employment and update your personal references.
receive your loan STEP 3 Get approved and receive your loan!
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Our streamlined loan application process makes your life simple.
  • check mark icon IBV Instant Bank Verification
  • check mark icon Allows for a secure and confidential service.
  • check mark icon No paperwork. No credit Check.
Completion of your file
Our streamlined loan application process makes your life simple:
  1. 1. Receipt and approval of all required documents
  2. 2. Validation of your employment
  3. 3. Validation of your personal references
Apply For a Loan


Don’t take our word for it – check out some testimonials from our satisfied clients below.
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David Toronto

"They responded to my request quickly, and the agent was very kind. I recommand!"

Ali Calgary

"Transfer received in less than 1 hour. Great service"

Sandrine Quebec

"Express Payday Loan helped me through a tough time. Thank you, very appreciated service"

Mathieu Surrey

"The process to get the money is pretty easy. No need to send them anything."

Why us

Simple Simple
High Acceptance Rate High Acceptance Rate
No impact on your Credit Score No impact on your Credit Score
Express Service Express Service
Secure & Confidential Secure & Confidential


In order to apply, you must meet all the following criteria:

  • check mark icon Must be 18 years of age or older
  • check mark icon Must have a valid Canadian citizenship
  • check mark icon Must have had a job for at least the past 6 months
  • check mark icon Must be able to receive a paycheck through direct deposit in Canada
  • check mark icon Must not be either under bankruptcy protection or intending on filing for personal bankruptcy or a consumer proposal
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Important Information

Important imformation image

We work with financial institutions to offer you an annual interest rate of 24%. Additional costs may be charged by the agent and broker to cover the opening and management of the application. Our short-term loans are usually repaid in 3 to 6 months, depending on the amount contracted.


As an example, a 720$ loan payable every 2 weeks and reimbursed through six installments will result in 129.76$ per payment, for a total amount of 778.54$, including interest fees of 58.54$. This amount excludes brokerage fees that are added to the borrowed capital, as well as additional fees that may occur for postponed or refused payments. This example is provided for information purposes only and cannot be considered as a real loan.


It is important to honor your loan agreement and respect the payment schedule. In case of a missed payment, one of our perception agent will contact you to adjust the situation and agree on new modalities to reimburse your loan in totality. A 50$ fee will apply for any missed, postponed or refused payment for insufficient funds. If multiple payments are missed, your case will be transferred to a collection agency.


It is important to comply with your agreement and respect your payments. This will allow you to easily obtain a renewal, in addition to being able to increase the amount of your new loan.

Apply For A $250-$1500 Payday Loan Now And Receive Your Money In Less Than 24 Hours!